Shoulder Replacement Surgery vs Shoulder Injection Treatments: aetna Coverage
Side-by-side comparison of aetna coverage for shoulder replacement surgery and shoulder injection treatments, including coverage status, prior authorization requirements, and estimated costs.
Coverage Comparison
How aetna covers each treatment option side by side.
| Factor | Shoulder Replacement Surgery | Shoulder Injection Treatments |
|---|---|---|
| Coverage Status | Not Covered | Not Covered |
| Prior Authorization | Not Required | Not Required |
| Estimated Cost | Varies by plan | Varies by plan |
| Requirements | None listed | None listed |
Which Is Better Covered by aetna?
Neither Shoulder Replacement Surgery nor Shoulder Injection Treatments is typically covered by aetna. You may want to explore appeal options or alternative insurance plans.
Overall Comparison Verdict
Most orthopedic guidelines recommend trying conservative treatments including injections before considering shoulder replacement. Surgery offers a more permanent solution for severe arthritis, while injections can manage symptoms effectively for years. The right choice depends on arthritis severity, age, health status, and personal goals.
Best for: Injections first for mild-to-moderate arthritis or patients who want to delay surgery. Surgery when injections and conservative treatments no longer provide adequate relief.
See full comparisonCoverage Details
Shoulder Replacement Surgery
Shoulder Injection Treatments
Cost Comparison Under aetna
Shoulder Replacement Surgery
Shoulder Injection Treatments
Costs are estimates and may vary by specific plan, location, and provider. Contact aetna directly to verify your benefits.
Appeal Tips
If coverage is denied for either treatment, here are tips for appealing with aetna:
- Get prior authorization before treatment
- Document PT, medications tried
- Include X-ray reports
- Request peer-to-peer if denied
Steps to Get Covered by aetna
Follow this process to get your treatment approved and minimize out-of-pocket costs.
Verify Your Benefits
Call aetna or log into your member portal to confirm your specific plan covers the treatment you're considering. Ask about deductibles, copays, and any limitations.
Get a Referral (If Required)
Some aetna plans require a referral from your primary care doctor to see a specialist. Check your plan type (HMO plans usually require referrals, PPO plans often don't).
Submit Prior Authorization
If prior authorization is required, your doctor's office will submit the request with clinical documentation including your diagnosis, imaging results, and records of previous treatments tried.
Wait for Approval
aetna typically processes prior authorization requests within 5-15 business days. Urgent requests may be expedited. Your doctor's office can follow up on the status.
Schedule Your Treatment
Once approved, schedule your treatment with an in-network provider to minimize out-of-pocket costs. Keep your approval reference number for your records.
Appeal If Denied
If denied, request the denial in writing and work with your doctor to submit an appeal with additional supporting documentation. Many denials are overturned on appeal.
Frequently Asked Questions
Does aetna cover Shoulder Replacement Surgery?
Shoulder Replacement Surgery is not typically covered by aetna. You may need to pay the full cost out of pocket (Varies by plan) or explore appeal options. Ask your doctor to submit a letter of medical necessity if they believe this treatment is appropriate for you.
Does aetna cover Shoulder Injection Treatments?
Shoulder Injection Treatments is not typically covered by aetna. The self-pay cost is approximately Varies by plan. You may want to explore appeal options or ask your provider about alternative treatments that are covered.
Which has lower out-of-pocket costs with aetna: Shoulder Replacement Surgery or Shoulder Injection Treatments?
With aetna, the estimated cost for Shoulder Replacement Surgery is Varies by plan and for Shoulder Injection Treatments is Varies by plan. Since neither is typically covered, you would pay the full self-pay price for either option. Always verify costs with your insurance before scheduling.
Do I need prior authorization for Shoulder Replacement Surgery or Shoulder Injection Treatments with aetna?
Neither Shoulder Replacement Surgery nor Shoulder Injection Treatments typically requires prior authorization with aetna. However, your provider should still verify eligibility before scheduling treatment.
What if aetna denies coverage for my treatment?
If aetna denies coverage, you have the right to appeal. First, ask for the denial in writing with the specific reason. Then work with your doctor to submit an appeal with supporting clinical documentation, imaging results, and records of failed conservative treatments. Many initially denied claims are approved on appeal. You can also contact your state insurance commissioner if you believe the denial is unfair.
Quick Links
Verify Your Coverage
Coverage can vary by specific plan. Contact aetna directly to verify your benefits for both shoulder replacement surgery and shoulder injection treatments.
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Interested in This Treatment?
You've learned about Shoulder Replacement Surgery vs Shoulder Injection Treatments coverage with aetna. Here's how to move forward:
Take Assessment
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Check Coverage
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