DME (Durable Medical Equipment)
Medical equipment prescribed for home use that can withstand repeated use, serves a medical purpose, and is appropriate for home settings. Includes knee braces, walkers, TENS units, and other devices for joint pain.
Extended Definition
Durable Medical Equipment (DME) refers to reusable medical devices prescribed by a doctor for use at home. Medicare Part B covers DME when medically necessary.
DME Criteria (Medicare)
To qualify as DME, equipment must:
- Withstand repeated use - Not disposable
- Serve a medical purpose - Not for convenience
- Be appropriate for home use - Not just hospital/clinic
- Be useful only for illness/injury - Not general wellness
Common DME for Joint Pain
| Equipment | Purpose | Coverage |
|---|---|---|
| Knee braces | Support/unload joint | Usually covered |
| Walkers | Mobility assistance | Usually covered |
| Canes | Balance/support | Usually covered |
| TENS units | Pain relief | Covered with criteria |
| CPM machines | Post-surgery motion | Covered post-op |
| Wheelchairs | Mobility | Covered if needed |
Medicare DME Coverage
Whatβs covered:
- 80% of approved amount after deductible
- Must be ordered by treating physician
- Must use Medicare-approved supplier
- Prior authorization may be required
Whatβs NOT covered:
- Items for general fitness
- Duplicate equipment
- Items from non-approved suppliers
- Some comfort/convenience items
Tips for Getting DME
- Get prescription from your doctor
- Use a Medicare-approved supplier
- Ask about prior authorization
- Keep documentation of medical necessity
- Compare costs between suppliers
Supplier Requirements
Medicare requires using enrolled DME suppliers. Using non-enrolled suppliers means:
- Medicare wonβt pay
- You pay full cost
- No appeals process available
Related Terms
More Insurance Terms
View allAppeal
A formal request to have your insurance company reconsider a denied claim or coverage decision. You have the right to appeal most insurance denials, including Medicare decisions.
Coinsurance
Your share of the costs of a covered service, calculated as a percentage. With Medicare Part B, you pay 20% coinsurance after meeting your deductible.
CPT Code
Current Procedural Terminology codes used by healthcare providers to identify specific medical services for billing. Each joint injection, office visit, or therapy session has a specific CPT code.
Covered Service
A healthcare service that your insurance plan includes in your benefits and will help pay for, assuming you meet all requirements like deductibles and prior authorization.
Deductible
The amount you must pay out-of-pocket for healthcare services before your insurance starts paying. Medicare Part B has an annual deductible of $240 (2024).