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Insurance Coverage Guide

Does Aetna Cover Cortisone Injections? 2025 Guide

Learn how Aetna covers cortisone injections for joint pain. Coverage requirements, costs, and what to expect.

Important: Coverage information is subject to change. Always verify current coverage with your insurance provider or Medicare.gov before making healthcare decisions.

Disclaimer: Joint Pain Authority is not affiliated with, endorsed by, or part of Medicare, the Centers for Medicare & Medicaid Services (CMS), the U.S. Department of Health and Human Services, or any government agency. Information provided is for educational purposes only and should not be considered medical or insurance advice.

Quick Coverage Summary

Cortisone Injections

✓ Covered

Generally covered without prior authorization.

Aetna Coverage for Cortisone Injections

Yes, Aetna covers cortisone injections for joint pain. Coverage is generally straightforward without prior authorization requirements.

Quick Facts

Coverage AspectDetails
Covered?Yes
Prior AuthorizationNot usually required
Frequency Limits3-4 per joint per year
NetworkIn-network recommended

What You’ll Pay

Plan TypeTypical Cost
PPO in-network$20-$75 copay
HMO$20-$50 copay
High-deductibleFull cost until deductible

Easier Coverage Than HA

Cortisone requires less documentation than HA injections:

  • No prior authorization typically
  • No conservative treatment requirement
  • Simpler approval process

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